Want to invest in oil, gas, or mineral rights with your IRA? In this episode, Mat Sorensen and Troy Eckard break down everything you need to know about energy investing with a Self-Directed IRA.
Open your account or learn more at 👉 https://directedira.com
Timestamps & Key Takeaways
0:00 – Introduction
Mat Sorensen introduces Troy Eckard, CEO of Eckard Enterprises, a veteran of the oil and gas investment industry with nearly four decades of experience. The focus is on using self-directed IRAs to invest in mineral rights and energy assets.
1:20 – Troy’s Background
Troy shares how he got into oil and gas in the early ’80s, helping clients invest in direct energy projects. Over the years, he’s built a reputation for educating investors and building long-term wealth strategies through tangible energy assets.
3:15 – Why Mineral Rights?
Mineral rights are explained as owning the land’s subsurface resources, like oil and gas. Unlike drilling investments, mineral rights generate passive royalty income without ongoing costs or risks from operations.
5:45 – Why Use a Self-Directed IRA
How mineral rights and energy investments are perfect for IRAs:
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Passive income streams
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Potential for appreciation
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Tax deferral or tax-free growth (with Roth)
He emphasizes the importance of using SDIRAs to access alternative assets not available through conventional brokerages.
8:30 – Risks and Misconceptions
Common investor concerns:
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Fear of volatility in oil prices
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Confusion between drilling risks and mineral ownership
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Need for due diligence and long-term perspective
10:55 – Vetting an Operator or Sponsor
Troy stresses choosing experienced sponsors with proven track records and transparency. Investors should ask questions, understand the geology, and review the economics.
13:30 – The Tax Play
Investing through an IRA removes many of the tax complexities. Outside of IRAs, mineral rights offer powerful deductions (e.g., depletion allowance), but inside an IRA, it’s about maximizing tax-advantaged growth.
15:45 – How to Get Started
Steps to begin investing:
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Open a self-directed IRA at Directed IRA
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Move funds from your brokerage IRA or 401(k)
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Choose a vetted mineral rights offering
18:05 – Final Takeaways
Troy Eckard wraps up by encouraging investors to look beyond Wall Street and consider the tangible value and cash flow that mineral rights can provide, especially within a retirement account.
Download the Beginner’s Guide: How to Self-Direct Your IRA: https://directedira.com/beginners-guide/
