Self-Directed Accounts for Individuals

Take control of your financial future with Directed IRA. We offer self-directed accounts (SDIRAs) and services that allow you to diversify your retirement savings using Roth & Traditional IRAs, HSAs, Solo 401(k)s and more.

Gain access to a dedicated team of experienced professionals who provide clear, step-by-step guidance on setting up and managing your self-directed account. Whether you’re new to self-directed investing or a seasoned investor, our experts are here to ensure you feel confident every step of the way.

Diversify your portfolio by investing in a wide range of assets, including real estate properties, private equity opportunities, precious metals, crypto, and more. Take full control of your investment choices and build a strategy that aligns with your unique financial goals.

Enjoy a stress-free experience with our secure, intuitive platform. Designed to keep your retirement savings organized and easily accessible, Directed Connect makes account management simple, so you can focus on growing your investments without unnecessary hurdles.

Know exactly what you’re paying with our straightforward and competitive fee structures-no hidden charges or surprises. We prioritize fairness and clarity, so you can stay focused on your financial goals without worrying about unexpected costs.

Leverage decades of industry-leading experience in self-directed accounts. Our experts are committed to ensuring that your investments comply with all regulations, providing peace of mind while helping you maximize opportunities for growth.

Take full advantage of tax-deferred or tax-free growth with account types tailored to your financial objectives. Whether it’s a Traditional IRA, Roth IRA, or another plan, we’ll help you make the most of the tax benefits available to you.

  • Roth IRA
  • Traditional IRA
  • Crypto IRA
  • Solo 401(k)
  • Health Savings Account (HSA)
  • Coverdell ESA
  • SEP IRA
  • Inherited IRA
  • Checkbook IRA LLC
  • Backdoor Roth IRA
  • Transfers & Rollovers
  • Self-Directed IRA Summit
  • Alternative Asset Summit
  • Downloads & Guides
  • Directed IRA Podcast
  • Live Webinars

Sarah Williams

Invested in Real Estate in her IRA

“Directed IRA has exceptional service. When I was new to self-directing they helped me open my account, transfer over funds I had with a brokerage IRA, and then I invested my SDIRA into a real estate fund doing ADU builds in San Diego. I’ve referred numerous friends and family over to Directed IRA since opening my own account and know that they take care of their customers.”

Gary Chung

50+ Deals with his Self-Directed IRA & Solo 401(k)

“I was mentored by some great people in the industry, but I have to say, when it comes to the Self-Directed IRA and Solo 401k space, Directed IRA is second to none in knowledge and resources. If you have a problem or a question, definitely call because if one person doesn’t have all the answers, someone else does.



When I left my previous company and went consulting, I opened that solo 401k, and when I went to your classes, it opened up a whole world to me for investing.”

Cheryl Hodgson

Transferred from another IRA Custodian

“I was in the process of setting up my own self-directed IRA and looking for a custodian and I had a rather disheartening experience of having been through not one but two custodians for my self-directed IRA which did not do the job and which were charging ridiculous fees. Out of frustration I started asking around and I found out about directed IRA and I’m so grateful and so thrilled that I found them.


I highly recommend Directed IRA as a custodian for your business and your Investments.”

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Frequently Asked Questions

What is a Self-Directed IRA, and how is it different from a Brokerage IRA?

A Self-Directed IRA (SDIRA) is a type of retirement account that allows you to invest in a wider variety of assets beyond traditional stocks, bonds, and mutual funds. With a self-directed IRA, you can explore opportunities like real estate, private equity, precious metals, and other alternative assets. Accounts at Directed IRA can be a Roth IRA, Traditional IRA, Solo 401(k), SEP IRA, HSA, Checkbook IRA LLC, and more. 

A self-directed IRA empowers you to diversify your retirement savings with investments you’re passionate about and knowledgeable in. It offers the potential for higher returns by tapping into alternative asset classes. Plus, you can enjoy tax-deferred or tax-free growth, depending on the account type, and gain greater control over how your retirement funds are allocated.

Setting up a Self-Directed IRA with Directed IRA is simple. First, choose the type of IRA that aligns with your financial goals, such as a Traditional, Roth, or other account. Then, open an account on Directed Connect through our user-friendly platform. This account can then be funded via a rollover, transfer, or direct contribution. From there, you have access to our expert team to guide you through investment decisions and ensure all transactions comply with IRS rules.

With a self-directed IRA, you can invest in a wide array of asset types, including real estate, private businesses, precious metals, cryptocurrency, promissory notes, and more. However, it’s important to note that certain investments, like collectibles and life insurance policies, are not allowed. Our team is here to help you ensure that your investments comply with IRS regulations.

Yes, like any investment, self-directed IRAs come with risks. Alternative investments can be less liquid, harder to value, and more complex than traditional options. Additionally, you must follow IRS rules to maintain your account’s tax-advantaged status. At Directed IRA, we provide guidance to help you make informed decisions and avoid common pitfalls.

Depending on the type of IRA you choose, your account may offer tax-deferred or tax-free growth. For example, contributions to a Traditional IRA may be tax-deductible, but you’ll pay taxes on withdrawals in retirement. Contributions to a Roth IRA, on the other hand, are made with after-tax dollars, and qualified withdrawals are tax-free. It’s critical to understand these implications to maximize your savings, and our professionals can help you make the right choice for your circumstances.

#1 Book
on Self-Directed IRAs

Take Control of Your Retirement! Amazon Best Seller. 60,000+ Copies Sold

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Beginner's Guide:
How to Self-Direct Your IRA

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#1 Book
on Self-Directed IRAs

Mat Sorensen, Attorney, CEO, and Founder of Directed IRA, wrote the #1 book on self-directed IRAs – selling over 50,000 copies nationwide. The Self Directed IRA Handbook is a comprehensive guide written for both investors and advisors alike. Download your free copy today!

By downloading The Self-Directed IRA Handbook, you opt-in to receive marketing communications from Directed Trust Company. Unsubscribe at anytime.