Open an Account at Directed IRA

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Rated for customer service

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served

#1

Rated for Customer Service

20K+

Clients Served

Create a Username & Password

Get access to our Client Portal where you can open a new Self-Directed IRA, view your existing portfolio, and manage your investments.

Get your questions answered

Directed IRA offers a wide variety of accounts and strategies. Not sure where to start? Book a call with our team and we’ll help you get started!

Account Opened, Ready To Invest

Final step is to fund and invest your account. All account types at Directed IRA can be self-directed into any asset allowed by law.

How We Empower Investors So They Can Invest In What They Know

Traditional & Roth IRAS

Choose between after-tax and pre-tax contributions to your IRA. Both Traditional and Roth IRAs held at Directed IRA can be self-directed into alternative assets like real estate, private funds, crypto, etc. Learn more.

Solo 401(k) & SEP IRAS

Self-employed individuals and small business owners have access to some of the most attractive retirement account vehicles on the market. Book a call with our team to see if you qualify for a Solo 401(k) or SEP IRA.

Other Accounts & Strategies

Directed IRA offers Checkbook IRA/LLCs, Inherited IRAs, Backdoor Roth, Transfers & Rollovers, Roth Conversions, Health Savings Accounts (HSA), Coverdell Education Savings Accounts (CESA), Kids Roths, and more.

Join 20,000+ Investors Self-Directing With Directed IRA

Frequently Asked Questions

Are Self-Directed IRAs different than Traditional/Brokerage IRAs?

The primary difference between Self-Directed IRAs (SDIRAs) and Brokerage IRAs (regular IRAs) is their range of investment options. An SDIRA is any IRA (roth or traditional) administered by an IRA custodian who allows the IRA owner to invest in any asset allowed by law. Common investment asset choices for SDIRAs include real estate, notes, private funds (VC, PE), LLCs, and precious metals. You can also invest in crypto with your IRA using our Crypto IRA.

The flexibility of an SDIRA lets investors take control of their retirement by investing in alternative assets—while Brokerage IRAs typically restrict an investor’s options to conventional assets like stocks, bonds, and mutual funds.

You can move funds from existing retirement accounts, such as a traditional IRA or 401(k), using one of three methods: Trustee-to-Trustee Transfer, Direct Rollover, or a 60-Day Rollover. A transfer or rollover is the process of moving from a custodian who will not allow you to self direct your IRA to a custodian who will allow you to self direct your IRA.

Regardless of the method used, the amounts transferred or rolled over (within 60 days) stay as tax favored retirement account funds and are not distributions subject to any tax or penalty. Learn more.

No, Directed IRA does not sell investments. As an industry-leading SDIRA custodian, Directed IRA provides the account tools and support necessary for investors to self-direct their accounts into investments of their choosing. All account holders at Directed IRA must find, vet, and secure each investment for their self-directed IRA. Directed IRA offers many educational resources covering the complexities of self-directing and can help you every step of the way but does not offer investment, tax, or legal advice and does not provide or endorse any investment option.

Contribution limits for accounts at Directed IRA depend on the type of self-directed account you have (Traditional, Roth, HSA, ESA, etc.) as well as factors like your income and tax filing status. The IRS sets these limits, which can change periodically, so it’s important to stay informed about the latest guidelines.

Follow these steps to self-direct your account at Directed IRA:

1. Open Your Account: You must have an existing account at Directed IRA before investing. This process takes a few minutes and can be done online. Choose from your preferred account type and book a call if you need help.

2. Fund Your Account: Add funds to your account by making a new contribution, transferring funds from an existing retirement account, or by initiating a rollover. All of these can be done from our funding page.

3. Invest Your Account: Choose your preferred investment, such as real estate, private funds, precious metals, or notes. Ensure your investment complies with IRS regulations. Then, submit all necessary paperwork to Directed IRA, ensuring it’s titled in the name of your IRA. Directed IRA will review, process, and execute the investment on your behalf.

At Directed IRA, we believe in keeping SDIRAs simple and affordable for everyone! Our pricing structure for all account types is straightforward, with no surprises. Unlike some competitors—fees will not increase based on the value of your account. Learn more.

  • Click Here to Log In to your account.
  • Learn more about transfers, rollovers, and how to contribute funds to your SDIRA.
  • Learn more about making your first investment.

Beginner's Guide:
How to Self-Direct Your IRA

Beginner's Guide:
How to Self-Direct Your IRA

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#1 Book
on Self-Directed IRAs

Mat Sorensen, Attorney, CEO, and Founder of Directed IRA, wrote the #1 book on self-directed IRAs – selling over 50,000 copies nationwide. The Self Directed IRA Handbook is a comprehensive guide written for both investors and advisors alike. Download your free copy today!

By downloading The Self-Directed IRA Handbook, you opt-in to receive marketing communications from Directed Trust Company. Unsubscribe at anytime.