Directed IRA customers use their self-directed IRAs to invest in non-publicly traded investments such as real estate, private equity funds, venture & startups, crypto, precious metals, notes, and much more.
Looking for help? Book a call and our experienced team will answer each of your questions, help you set up a new account, and walk you through the investment process.
A Self-Directed IRA (SDIRA) is a retirement account (Roth, Traditional, SEP, Inherited IRA, SIMPLE) where the custodian of the account allows the IRA to invest into any investment allowed by law. These investments typically include; real estate, promissory notes, precious metals, private company stock, and more.
Custodians like Directed IRA specialize in allowing investors to diversify their IRAs into real estate, private companies, hedge funds, note/trust deed lending, precious metals, and other “alternative” investments. Directed IRA does not sell investments of any kind. How to get started.
A self-directed IRA allows account owners to invest their retirement funds into assets they know. Account holders at Directed IRA can invest their IRA into real estate, private funds (private equity, venture, hedge, real estate), private companies, small business, notes, cryptocurrency, precious metals, and numerous, private companies, precious metals, and numerous other non-traditional investments.
The IRS only restricts a few specific types of investment assets and the most significant restrictions are the prohibited transaction rules. These rules restrict not what investments your IRA may own but who your IRA may transact with. Book a call to get started.
Investors can transfer or rollover funds to a self directed account held at Directed IRA using one of three transfer methods: Trustee-to-Trustee Transfer to move funds from an existing Roth or Traditional IRA, Direct Rollover when moving funds from a 401(k), or using a 60-Day Rollover. Visit our account funding page to get started.
Good news—if you already own an IRA, it’s one of the easiest accounts to self-direct. Simply transfer funds from your existing IRA custodian over to your new account at Directed IRA and begin investing in the assets you’re passionate about.
If you have a 401(k) from a former employer, you can rollover to a self-directed IRA. This gives you full control and access to more investment options. Once rolled over, you can invest in a variety of assets beyond stocks and bonds. 401(k) accounts held with a current employer are often much harder to roll-over. Most plans require funds to stay with the employer’s provider. However, there are exceptions:
Self-directed IRA investments are held in the name of the IRA and must be executed by the SDIRA custodian (ie Directed IRA). The IRA custodian acts only upon the written direction of the IRA owner. You can make a new investment by visiting the Invest Your Account page or by reaching out to your account rep for help. Directed IRA does not sell investments of any kind.
Checkbook IRA/LLCs are a popular self-directed structure that uses a Limited Liability Company (LLC) to give account holders greater control over their retirement funds. An IRA/LLC structure allows you to make investments quickly by writing checks directly from the LLC’s bank account (checkbook control), bypassing the need for an IRA custodian’s approval. This is a flexible option for those interested in assets like real estate or private businesses that may require faster transaction times, management of income and expenses for the investment, and an additional layer of privacy and asset protection. Learn More.
We can help! We want everyone who self-directs their IRA to feel confident that they’re doing it right—whether your brand new or a seasoned investor. Schedule a 15-min chat with Directed IRA and we’ll help you invest in what you know!
New to self-directed retirement accounts? These resources are designed to help you understand the fundamentals and get started the right way.
Access curated webinars, guides, and educational content covering investment options, account structures, and the rules that govern self-directed IRAs.
Mat Sorensen, Attorney, CEO, and Founder of Directed IRA, wrote the #1 book on self-directed IRAs – selling over 50,000 copies nationwide. The Self Directed IRA Handbook is a comprehensive guide written for both investors and advisors alike. Get access to your SDIRA Handbook resources today!
Mat Sorensen, Attorney, CEO, and Founder of Directed IRA, wrote the #1 book on self-directed IRAs – selling over 50,000 copies nationwide. The Self Directed IRA Handbook is a comprehensive guide written for both investors and advisors alike. Download your free copy today!
