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Contribution Deadline for IRAs and More Changed to May 17th

Contribution Deadline for IRAs and More Changed to May 17th

What is the last day to contribute to an IRA for 2020? Taxpayers now have until May 17, 2021, to contribute to their Individual Retirement Accounts (IRAs), Health Savings Accounts (HSAs), and Coverdell Education Savings Accounts (ESAs), according to a statement by the...

Inherited IRAs: Requirements and Tips

Inherited IRAs: Requirements and Tips

If you’ve inherited an IRA from a parent or another loved one, it is likely that you have an Inherited IRA (aka, Beneficiary IRA). These can be powerful accounts, but you need to understand the Required Minimum Distribution (“RMD”) rules for your Inherited IRA to...

Managing a Rental Property Owned by Your Self-Directed IRA

Managing a Rental Property Owned by Your Self-Directed IRA

When IRA-owned property is held for rent, the management of the rental property must be structured such that rental income is received by the IRA and expenses are paid by the IRA. The IRA owner and other disqualified persons (e.g. IRA owner, spouse, etc.) cannot...

Can I Use a SEP IRA If I Have Employees?

Can I Use a SEP IRA If I Have Employees?

A SEP IRA is a powerful retirement account used by many self-employed persons and business owners. It is particularly attractive as you can contribute up to $58,000 to it annually. That’s in comparison to a Traditional IRA, where you can only contribute up to $6,000 a...

Three Unique Benefits of Health Savings Accounts You Never Knew

Three Unique Benefits of Health Savings Accounts You Never Knew

HSAs (“Health Savings Accounts”) are growing in popularity as Americans are discovering significant tax savings with these accounts. Why are they popular? There are many reasons why; some well known and others not so well known. Let’s start with the primary benefits...

Self-Directed IRA Fair Market Valuations Explained

Self-Directed IRA Fair Market Valuations Explained

An IRA must report its fair market value to the IRS annually. Fair market value is reported to the IRS by your IRA custodian via IRS Form 5498. For standard IRAs holding stocks or mutual funds, those account values are automatically determined as they simply take the...

Using the IRA/LLC option to own Bitcoin and other Cryptocurrency

Using the IRA/LLC option to own Bitcoin and other Cryptocurrency

As the price of Bitcoin (BTC) has surpassed $50,000, we have seen increased interest in using IRA and other retirement plan funds to own Bitcoin and other cryptocurrencies. But can your IRA, Roth IRA, solo(k), or other retirement account own Cryptocurrency? Yes, your...

Can My IRA/LLC Have a Brokerage Trading Account?

Can My IRA/LLC Have a Brokerage Trading Account?

Many self-directed IRA investors use an IRA/LLC to make and hold their self-directed IRA investments. In essence, an IRA/LLC (aka “checkbook-controlled IRA”) is an LLC owned 100% by an IRA. For a summary and description of an IRA/LLC, please refer to my video here....

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