Directed IRA Articles

There are over one million IRA accounts that invest in real estate, small businesses, start-ups, LLCs, crowdfunding offerings, and private companies. Contrary to news headlines, these savers are not the ultra-wealthy and 98% of them have accounts less than $1M....

Many investors and financial professionals are familiar with the primary benefits of a Roth IRA: that the plan’s investments grow tax-free and come out tax-free. But if tax-free investing isn’t enough to get you excited, rest assured, there are more benefits to the Roth IRA.

Please prove me wrong. UBIT tax applies to mining income in your IRA. I want to be wrong on this. Here’s my analysis on this issue and I welcome comments and opinions (agree or disagree) from other tax, legal, or IRA/retirement professionals familiar with crypto mining and UBIT tax.

Instead of talking about how one person can’t have a $5 billion ROTH IRA, we should be talking about why everyone should have a million-dollar ROTH IRA. What have the most successful investors done to have large retirement accounts? Many of them have Self-Directed...

When analyzing asset protection for self-directed IRAs, we must consider two types of potential threats. First, we must examine how a creditor can collect against an IRA when the creditor has a judgment or claim against the IRA owner personally. Second, and most...

Many self-directed IRA investors use an IRA/LLC (aka “checkbook-controlled IRA”) to hold their self-directed IRA investments. For an overview, see my video here. When using the IRA/LLC structure, the name of the LLC is on the title to the assets, and the LLC’s bank...

Avoid taxes and the headache of reporting to the IRS by buying crypto with your IRA. There are 3 major benefits to buying Crypto with your IRA: The gains from buying and selling crypto are not taxable when done in your IRA. Similar to buying and selling stock in your...

What is the last day to contribute to an IRA for 2020? Taxpayers now have until May 17, 2021, to contribute to their Individual Retirement Accounts (IRAs), Health Savings Accounts (HSAs), and Coverdell Education Savings Accounts (ESAs), according to a statement by the...

If you’ve inherited an IRA from a parent or another loved one, it is likely that you have an Inherited IRA (aka, Beneficiary IRA). These can be powerful accounts, but you need to understand the Required Minimum Distribution (“RMD”) rules for your Inherited IRA to...

When IRA-owned property is held for rent, the management of the rental property must be structured such that rental income is received by the IRA and expenses are paid by the IRA. The IRA owner and other disqualified persons (e.g. IRA owner, spouse, etc.) cannot...