Step 2: Fund Your Account Using Transfer, Rollover, or Contribution Forms

Do you need assistance? Please call 602.899.9396 and dial
extension 10 and a member of our Transfer/Rollover team will
help you. Monday-Friday, 8:00 am – 5:00 pm Arizona Time.

Transfer From Existing IRA (trustee to trustee)

Cash Transfer

In-Kind Transfer (e.g. LLC, LP, real estate assets)

Rollover From 401(k) or Other Employer Plan

401(k) or Other Employer
Plan Rollover

Complete this form and then contact the plan administrator to obtain their direct rollover request form.

60-Day Rollover

Solo 401(k) Transfer

Solo 401(k) Direct Rollover

Make a Contribution

IRA, HSA or Solo 401(k) Contribution

To submit via ACH at no additional cost

To submit via Check or Wire complete this form

Coverdell Education Savings
Account (ESA) Contribution

To submit via ACH at no additional cost

To submit via Check or Wire complete this form

Transfer From Existing IRA (trustee to trustee)

Cash Transfer

If you are transferring cash only from an IRA at another institution. Please click here to see if your institution accepts electronic signatures. If they do not accept electronic signatures please complete the fillable PDF form and submit via email to [email protected] or use our secure file upload.

In-Kind Transfer (e.g. LLC, LP, real estate assets)

If you are transferring assets such as a LLC, LP, or real estate from an IRA at another institution.

Rollover From 401(k) or Other Employer Plan

401(k) or Other Employer Plan Rollover

If you have a previous employer-sponsored plan, such as a 401(k), Roth 401(k), 403(b), TSP, 457, Profit Sharing, Defined Benefit.

Two Steps are required:
1) Complete this form and then contact the plan administrator to obtain their direct rollover request form.
2) While completing this form you will be prompted to upload a copy of the most recent statement from your current financial institution.

60-Day Rollover

As the IRA owner you can take receipt of funds distributed to you from an IRA or
eligible non-IRA plan, then deposit them into an IRA within 60 days without triggering
a taxable event. You must return the funds to an IRA within 60 days, or the rollover
will be considered a reportable distribution that is subject to taxes and if you are under
59, subject to penalties. Current IRS rules only allow one rollover between IRAs per
person per 12-month rolling period. Please familiarize yourself with the IRS’s
“One-Rollover-Per-Year Rule”.

**Please note, this form does not apply when you receive a check from a former
employer plan that is made payable to your new custodian. Please complete the
401(k) or Other Employer Plan Rollover form.

Solo 401(k) Transfer

If you have an existing Solo 401(k) and are wanting to transfer cash and/or assets
from your current Custodian to your new Solo 401(k) account with Directed IRA.

**This form is only for Solo 401(k) to Solo 401(k) transfers.

Solo 401(k) Direct Rollover

If you have a retirement plan (such as a 401(k), Roth 401(k), 403(b), TSP, 457, Profit
Sharing, Defined Benefit, etc.) sponsored by a former employer, or if you have a
Traditional IRA, SEP IRA, or SIMPLE IRA that you want to rollover into your new Solo
401(k) account with Directed IRA. While completing this form, you will be prompted
to upload a copy of your most recent statement from your current financial institution.
Roth IRAs cannot rollover into a Solo 401(k).

**Please note, if you will be rolling over a retirement plan sponsored by a former
employer you will need to contact the plan’s administrator to obtain their plan’s
distribution request form.

Make a Contribution

IRA, HSA or Solo 401(k) Contribution

If you want to contribute cash funds to your new account. Please familiarize yourself
with the IRS’s “IRA Contribution Limits” to determine the contribution guidelines.

Coverdell Education Savings Account (ESA) Contribution

If you want to contribute cash funds to this type of account, please read the following statement: The depositor must qualify under IRC 530 and be within the income limitations established by law.

FAQs

How Long to Fund My IRA?

Directed IRA will initiate transfer requests from an existing IRA within 3-business days of receiving your completed transfer form. Transferring assets other than cash may require additional time and documentation. If you wish to expedite the submission of your transfer request, please indicate on the form.

Upon receipt of your funding request, actual timelines to fund your account are dependent upon your current custodian or administrator. For Transfers (trustee to trustee) the process from start to finish usually takes 5-10 business days. For Direct Rollovers, the process usually takes 2-4 weeks due to employer plans typically only willing to send physical checks. We recommend you contact your current financial institution to ensure they are processing your transfer or rollover request to Directed IRA.

When are My Funds Available to Make an Investment?

All checks and bank transfers (ACH) should fully clear into your Directed IRA account within 4-5 business days upon receipt of funds. Wires are available same day.

Do I Need a Statement?

For all rollovers, you will need to provide a copy of your most recent statement from your current financial institution. You may submit via email to [email protected] or use our secure file upload below.

How do I access Directed IRAs incoming Wire, ACH, and Check Instructions

Click here to access the instructions

What If I Have Additional Questions and Need Help with a Form?

If you need assistance with a form call us at 602.899.9396 and dial extension 10 and a member of our Transfer/Rollover team will help you. Monday-Friday, 8:00 am – 5:00 pm Arizona Time.

What Financial Institutions Accept Electronic Signatures?
  • Acorns
  • American Equity
  • Ameriprise
  • Commonwealth Financial Network
  • Edward Jones
  • Entrust
  • Kingdom Trust (Choice)
  • Madison Trust
  • Mass Mutual
  • New Direction
  • Pershing
  • RBC Wealth Management
  • Regions Bank
  • Robert W. Baird
  • Strata
  • Invesco Investment Services
  • TIAA Institutional
  • TransAmerica
  • Vantage

If you want to submit a paper funding form or provide a copy of a recent statement
from your current institution you can submit via email to [email protected] or use our secure file upload.

Continue to Step 3