Invest in Promissory Notes/Lending
Self-Direct Your IRA. Invest in What You Know.
Take Control of Your Retirementâ„¢.
4 Key Points To Consider When Investing in Promissory Notes
![](https://directedira.com/wp-content/uploads/2021/01/loanMoney_48x48.png)
1: Loan Money to Qualified Persons
A self-directed IRA may loan money to non-disqualified persons as an investment.
![](https://directedira.com/wp-content/uploads/2021/01/noLoan_48x48.png)
2. IRA Cannot Loan to Owner
An IRA cannot loan money to the IRA owner or family members of the IRA owner as they are disqualified persons.
![](https://directedira.com/wp-content/uploads/2021/01/secure_48x48.png)
3. Secure or Unsecure
The loan from the IRA may be secured by real estate or other assets or may also be un-secured.
![](https://directedira.com/wp-content/uploads/2021/01/unsecure_48x48.png)
4. Unsecured Loans are Risky
Un-secured loans can be risky investments for an IRA, and the IRA owner must closely evaluate the borrower’s credit worthiness.
Learn More about How to Invest in Promissory Notes/Lending
Self-directed IRAs can invest in promissory notes
EP 10 – Private Lending and Hard Money Loans with a Self-Directed IRA or Solo 401k
Secured versus unsecured, documents involved (note, deed of trust or mortgage), common terms/rates, legal considerations and much more…
![ep10_NotesPodcast](https://directedira.com/wp-content/uploads/2021/01/ep10_NotesPodcast.png)