Self-Directed IRA: The Complete Beginner’s Guide to Investing Beyond Stocks and Mutual Funds
Most investors think their IRA is limited to stocks, ETFs, and mutual funds. This complete beginner’s guide explains how self-directed IRAs work, what alternative assets they can invest in, how to set one up, and the key rules every investor needs to know before getting started.
Contribution Limit Increases for 401(k)s & IRAs (Tax Year 2026)
Discover the 2026 contribution limit increases for Solo 401(k)s, IRAs, HSAs, and SEP IRAs. Learn how to maximize tax benefits, investment returns, and tax-free income with self-directed retirement accounts. Plan smarter for your financial future.
Inherited Roth IRAs: How the 10-Year Rule Can Create Tax-Free Wealth for Your Kids
Inherited Roth IRAs offer a rare opportunity: tax-free growth that can continue for another 10 years after passing to your children. While the SECURE Act introduced new distribution rules, it also created a powerful window for continued compounding. Understanding how to use this strategy can significantly increase the long-term wealth you pass down.
Fair Market Valuations Explained (Self-Directed IRAs)- 2026 Update
Learn how IRA fair market value is reported to the IRS, why it’s important, and how self-directed IRA holders must ensure accurate valuations for tax compliance and required minimum distributions (RMDs).
Solo 401(k) Contribution Deadlines and Rules for 2025 Contributions
Solo 401(k) contribution rules include multiple deadlines, different limits, and planning considerations that can materially impact your tax strategy. This article breaks down the key 2025 contribution limits, filing deadlines, and examples self-employed business owners need to understand as 2026 begins.
Jan 31 Deadline for IRAs: Understanding 1099-Rs and RMD Notices
Learn why the January 31 deadline matters for IRA holders. Understand when to expect your 1099-R form and RMD notice, how they impact tax reporting, and what to do if you don’t receive them.
2025 Tax Reporting for Your Self-Directed IRA
A quick overview of the IRS forms involved with a self-directed IRA for the 2025 tax year, including what Directed IRA reports automatically and what IRA owners may need to file based on their investments.
The New Tax Credit for Solo 401k Plans
The SECURE 2.0 Act created a little-known tax credit that allows Solo 401(k) owners to claim up to $1,500 in tax credits—even if they’re the only employee. Learn who qualifies, what’s required, and how to claim this automatic enrollment credit before it’s missed.
Year-End Retirement Account Strategies (And the New Rules Coming in 2026)
Timing matters when it comes to retirement accounts. This article breaks down what retirement moves must be completed by December 31, what can wait until the 2026 tax deadline, and the key IRA and 401(k) rule changes taking effect in 2026 – so you can maximize contributions, reduce taxes, and avoid costly mistakes.
Prohibited Transactions in a Self-Directed IRA
Prohibited transactions define what your self-directed IRA can and can’t do when it comes to people and relationships. This article explains disqualified persons, common examples, and how to structure investments the right way—so you can confidently use your IRA for real estate, private funds, and other alternative assets while staying compliant.